Working with Fidelity

Fidelity Investments® is one of the world's largest providers of financial services, offering investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to institutions, financial intermediaries, and individuals. For more information about Fidelity Investments, visit fidelity.com

OUR RELATIONSHIP WITH FIDELITY

Wine Country Wealth works with Fidelity Investments® as a service provider. Fidelity provides clearing, custody, and other brokerage services to Wine Country Wealth through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. Working with Fidelity gives us access to a wide range of products and services that help us serve the needs of our clients, while allowing us to maintain our independence and fiduciary commitment.

Through our relationship with Fidelity Investments®, you will receive a simplified, consolidated statement each month reflecting all your investment positions and transactions in your Fidelity brokerage account.

WHY FIDELITY

  • Planning & Advice: Fidelity offers a range of investment strategies for retirement and other goals, including tax-smart investing with Fidelity® Wealth Services and digital portfolio management with Fidelity Go®.
    Straightforward Pricing: Enjoy zero commissions for online stock, ETF, and options trades, zero expense ratio index mutual funds, and competitive fixed income pricing.
  • Insights & Tools: Access professional insights, research, and user-friendly tools to help you make informed financial decisions.
  • Security & Protection: Fidelity employs advanced technology to safeguard your assets and personal information, to help provide peace of mind.
  • Industry Recognition: Fidelity has been recognized as the Best Online Broker and Most Trusted Wealth Management Company by multiple independent reviewers, including NerdWallet, StockBrokers.com, Kiplinger, and Investopedia. (fidelity.com/why-fidelity/awards-recognition)

FIDELITY'S ROLE

Fidelity Investments is an independent company, unaffiliated with Wine Country Wealth. There is no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and Fidelity Investments, nor is such a relationship created or implied by the information herein. Fidelity Investments has not been involved with the preparation of the content supplied by Wine Country Wealth and does not guarantee, or assume any responsibility for, its content.

Fidelity Investments is a service provider to Wine Country Wealth. Fidelity Investments® provides clearing, custody, or other brokerage services to Wine Country Wealth through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. Fidelity Investments is a registered trademark of FMR LLC.

SIPC AND EXCESS OF SIPC COVERAGE: The Securities Investor Protection Corporation (SIPC) is a nonprofit organization that protects stocks, bonds, and other securities in case a brokerage firm goes bankrupt and assets are missing. The SIPC will cover up to $500,000 in securities, including a $250,000 limit for cash held in a brokerage account. All Fidelity brokerage accounts are covered by SIPC. This includes money market funds held in a brokerage account since they are considered securities. Learn more about SIPC coverage at www.sipc.org.

In addition to SIPC protection, Fidelity provides its brokerage customers with additional "excess of SIPC" coverage. The excess coverage would only be used when SIPC coverage is exhausted. Like SIPC, excess protection does not cover investment losses in customer accounts due to market fluctuation. It also does not cover other claims for losses incurred while broker-dealers remain in business. For example, fraud claimswould not be covered if the brokerage firm was still in operation. Total aggregate excess of SIPC coverage available through Fidelity's excess of SIPC policy is $1 billion. Within Fidelity's excess of SIPC coverage, there is no per customer dollar limit on coverage of securities, but there is a per customer limit of $1.9 million on coverage of cash awaiting investment. This is the maximum excess of SIPC protection currently available in the brokerage industry.

Both SIPC and excess of SIPC coverage are limited to securities held in brokerage positions, including mutual funds if held in your brokerage account and securities held in book entry form. Certain assets are not eligible for SIPC protection. Among the assets typically not eligible for SIPC protection are commodity futures contracts, precious metals, as well as investment contracts (such as limited partnerships), and fixed annuity contracts that are not registered with the U.S. Securities and Exchange Commission under the Securities Act of 1933. 

Fidelity Investments is a registered trademark of FMR LLC. For more information about Fidelity Investments, visit fidelity.com. (eReview # 1211299.1.0)

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